Difficult CasesDifficult Cases

There are many factors that could result in you having a poor credit rating, which we understand at £ibra Financial Services Ltd can cause a lot of stress, disappointment and worry.

The areas that could cause a bad credit rating are:

  • Mortgage Arrears
  • CCJ's
  • Late payments
  • IVA
  • Bankruptcy
  • Benefits
  • Low credit score overall
  • No proof of earnings

If you have experienced credit problems in the past, here at £ibra Financial Services Ltd we're confident we will still be able to help, whether you've only missed a few payments or had county court judgments, arrears, defaults or a combination of these.

We will be able to use one of the specialist lenders available in the market and find the deal that is correct for you. You may be surprised to find out that there are lenders who are happy to help and that the rates and fees are not as bad as you thought they would be.

Not only will we find the right deal to get the property you want but we will also look at ways to help you get back on track with your financial situation and we will be on hand when you need us.

Adverse Credit - The overall cost for comparison is 9.4% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

IMPORTANT-Please Download & Print Out Our Initial Disclosure Document (IDD)

Registered Office Address: 35 Oxford Street, Pontycymmer, Bridgend, CF32 8DG
Registered in England. No. 5957738, Tel: 01633 896818, Email: lfs.uk@btinternet.com, Director: Liz Bromley

Libra Financial Services Ltd is an Appointed Representative of Network Data Ltd which is authorised and regulated by the Financial Services Authority. Network Data Ltd is entered on the FSA register under FSA reference 300391

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

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